HEALTHLEADSDIRECT.COM The Good-Very low prices. The Bad-Poor quality leads that have been sold numerous times.

HOMETOWNQUOTES- I have not used them in a while, so I’m not familiar with their current policies. When I did use them, the quality was poor and I believe an EHEALTH link was provided to each prospect.

INSURANCELEADZ- The Good: They often offer a trial period which consists of free leads. Quality of lead is above-average. Good filters. The Bad- Prices are too high. Confusing printout of leads does not identify which medical condition coincides with which applicant. They claim 10%-30% closing rate but refused to offer documentation after numerous requests.

Insureme- The Good: Volume is never a problem and you control the filters. The Bad: They are now overpriced in many areas and use UHC call centers more than any lead provider. Minimum daily purchase requirement.
Note:Unless you want to be inundated with leads, be very selective in choosing your geographic areas.

LEADCO-The Good: They claim they do not use affiliates, and I believe that is true. Generous credit policy and good customer service. Generally, not a bundle of agents to compete with. Prices are competitive. The Bad: Lackluster filters and confusing printouts (ie nonsmokers often indicated by a number…not Y or N).
Netquote- The Good: Plenty of filters and decent credit policy. Prices are competitive. The Bad: Ongoing battle with affiliates, although they are making some headway. Note: If you use Netquote, make sure you request zip codes with no more than four agents and update your areas quarterly.

PROSPECT ZONE (Select leads)- The Good- Prices are competitive. Decent filters. Good volume available. The Bad: For whatever reason, a high percentage of leads are single with low income.

VIMO- The Good: Plenty of volume and helpful customer service. For the most part, leads are not oversold. Prices are competitive. The Bad: Only four filtered medical questions means many of the leads have health problems not indicated. Every prospect gets an “instant quote” which is generally inaccurate. “Live” leads seem to be waining in popularity. Note:It is possible that the number of filters will be increased in the next 90 days.