Balance transfer credit cards is the best solution when you have a big interest due to credit card debt. Balance transfer credit cards could make you 0 balance transfer so that you can manage to settle your debt back to zero again with lower interest, lower monthly payment.Even when you have no interest balance transfer credit cards could give you and help you to get the balance. (more…)

The business of debt collection has become very lucrative and the collection of “old” debt is on the rise. It would be wise to know your rights when it comes to getting collection calls for old debt especially debt that is excess of seven years and no longer appears on your credit record.

1. Be aware of the statute of limitations in the state you live and in the state the debt was incurred if they are different. If it has expired, the collection agency will have limited legal options.
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