Posts Tagged ‘credit cards’

Student Loan Repayment Tips

Saturday, April 25th, 2009

U.S. Funds is headquartered in Indianapolis. It annually guarantees $ 9 billion in education loans in all fifty states. Is the guarantor of Alaska, Arizona, Hawaii and the Pacific Islands, Indiana, Kansas, Mississippi, Nevada and Wyoming. U.S. Funds has a four-step proposal to repay the student loan. U.S. Funds requested to students to prepare well in advance to repay their loans.

Students have a grace period of six months before their first loan payment is due. Students take the loan Federal Family Education Loan Program. Carl C. Dalstrom U.S. Funds president and CEO said that a little planning and starting the track makes it easy repayment. The following four steps are suggested: (more…)

Credit Card Facts

Thursday, April 23rd, 2009

FEES TO BE PAID

Under any circumstances, the following are charged by most credit card companies:
Annual fee Paid for being a user of the card
Cash advance fee. Paid when the card is utilized for making a cash advance; usually a flat fee or a percentage of the amount advanced
Balance-transfer fee. Paid when a balance from another credit card is transferred to the other card. Checks are usually sent to pay-off the card. Balance transfer happens when the check is used to settle the amount due on the other card.
Late-payment fee. Paid if payment was done after the date due
Over-the-credit-limit fee. Paid for payments exceeding the credit limit (more…)

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