Now, many will agree there are a very few loans that are actually worth getting. For instance, student loans are actually going towards a very productive, positive, worthwhile cause. It is true that over 50% of student loans end up being wasted by the student instead of being used to better educate themselves. But the ones that do use a student loan to ultimately get what they want in life are the ones that deserve the loan and can handle the debt. An example of a horrible loan to get is a payday loan. If you cannot support yourself between paychecks and cannot save up enough money to use for emergencies, than you should not be getting a loan. Instead of getting a loan you should be concentrating on making more money, and let your “injustices” or “sufferings” propel you towards a better income and financial stability.

If you work for, own or otherwise are affiliated with a bank or other type of financial institute that makes their money off of interest paid to them by people borrowing money, than please let me give you some praise. About 1% of the population makes roughly 96% of all the money. This is no accident either. Parts of that 1% are financial institutes that I have mentioned and slightly demeaned. Just give yourself a pat on the back, you made so much money that you are now able to make even more money by lending all the money you made to people who lack the mind set to create wealth on their own.

Money makes the world go around, the question is; who’s going to make the money?

Both of your fortunes and misfortunes in life were created, manifested and overcome by you.