Insurance is all about the evaluation of risk and it is something that life insurance companies know a lot about. Every time life insurance companies receive an application for a life insurance policy, the companies decide how much of a risk that applicant poses to their business. This is to say that the insurance companies make an educated estimation of how long the applicant is likely to live versus how many insurance premium payments they are likely to make before death occurs.

If they believe that the applicant will live long and will therefore make a substantial number of insurance premium payments during his/her life, then life insurance companies see the applicant as low risk to their business. However, if life insurance companies believe that an applicant could die soon, and therefore make relatively few insurance premium payments while they are alive, that candidate will be seen as a higher risk by the insurance companies. (more…)

Students taking conducted tours through the offices of insurance companies are often surprised at the number of different operations which have to be performed. Regardless of their interests, students are almost sure to find some job that appeals to them.

Almost all professions and skills are represented, with the possible exception of ministers. In addition to employing specialists in all phases of business administration, the insurance industry employs graduates from schools of engineering, law, medicine, agriculture, and journalism.
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